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insurance coverage

Closing Gaps in Your Insurance Coverage

Here are some common coverage gaps to consider when reviewing your life, auto and home insurance coverage.

need life insurance

9 Reasons You Need Life Insurance

The primary objective of life insurance is providing financial support after you’ve passed but using life insurance as an asset is another.

why people don't have life insurance

4 Reasons Why People Don’t Have Life Insurance

Here are 4 reasons why people do not have life insurance, a much-needed piece in their financial portfolio.

your financial plan

Choosing the Right Disability Insurance Plan: A Comprehensive Guide

The right Disability insurance Plan provides a safety net, enabling you to meet your financial obligations as you recuperate with disability.

choosing the right disability insurance

Disability Insurance in Your Financial Plan

Have you talked with a financial professional about disability insurance coverage? It may benefit you to seek out answers.

intro to DI

Tim Lemoine and Kourtney Zando, our DI Specialist, provide an overall introduction to the world of Disability Insurance.

life insurance questions

10 Life Insurance Questions You Should Ask Yourself

Acquiring life insurance is one of the most positive financial moves you can make. It’s an even better decision to get it when you’re young and healthy, resulting in a more affordable rate on your policy. To clarify any confusion on what type of policy to choose or how much coverage to get, we’ve answered a healthy mix of commonly asked questions.

buy long-term care insurance

Should You Buy Long-Term Care Insurance?

The longer you live, the greater the chances you’ll need some form of long-term care. If you’re concerned about protecting your assets and maintaining your financial independence in your later years, long-term care insurance (LTCI) may be for you.

long-term care

Video: Long-Term Care

Tim Lemoine and Ryan Tracy from Risk & Insurance Associates return to discuss the ins and outs of long-term care insurance. During the video, they dive into reasons to purchase, sales best practices, appropriate ages to pitch, and how to best work with RIA to place business.

Choosing a Life Insurance Provider

7 Tips for Choosing a Life Insurance Provider

There’s no greater motivation for putting a protection plan in place than for those you love. Among the decisions you need to make when buying life insurance is what company to choose. Here are some tips to help you find the right insurance company for you, your family, and your situation.

Funding a Buy-Sell Agreement

Funding a Buy-Sell Agreement with Life Insurance

As a partner or co-owner (private shareholder) of a business, you’ve spent years building a valuable financial interest in your company. You may have considered setting up a buy-sell agreement to ensure your surviving family a smooth sale of your business interest and are looking into funding methods. One of the first methods you should consider is life insurance.

keeping your auto and home insurance low

Keeping Your Auto and Home Insurance Low

As a responsible adult, you know that you need to have auto and home insurance. But that doesn’t mean you have to break the bank to get it. In fact, you have many options to keep your rates low. Here are some steps you can take to keep your auto and home insurance low.

asset-building permanent life insurance

From Premiums to Paychecks: Unlock the Hidden ATM in Your Life Insurance

The primary objective of life insurance is providing financial support after you’ve passed but using life insurance as an asset is another.

need for life insurance changes

Life Insurance at Various Life Stages

Your need for life insurance changes as your life changes. Let’s look at how your life insurance needs change throughout your lifetime.

senior living

Home Alone, Not Lonely: Strategies for Social Connection in Senior Living

Nearly one-third of all seniors live by themselves, according to the U.S. Census Bureau. That’s close to 14 million seniors aging alone. This suits some seniors just fine, however it’s vital for seniors living alone to interact with others. The potential for a long-term care crisis looms.