Who We Serve

Our industry recognized services and solutions create value across various audiences and distribution models.

Our Clients

At Risk & Insurance Associates, we work with a diverse network of professionals who share our commitment to improving lives through smart, strategic protection and planning. Whether you’re focused on growing your practice, serving your clients more effectively, or expanding into new markets, we provide the products, resources, and support to help you succeed.

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P&C Agents

Enhance your property and casualty offerings with access to a full portfolio of life, disability, annuity, and long-term care solutions. We help you expand your capabilities, deepen client relationships, and create additional revenue opportunities without adding complexity to your process.
Career Agents

From case design to carrier access, we support career agents with the tools, expertise, and back-office efficiency needed to deliver better outcomes for every client. We appreciate that you have a home team carrier and value your loyalty — our role is to complement that relationship by giving you access to additional products, resources, and strategies. When your home carrier doesn’t have the best fit for a client’s needs, we come into play with solutions that ensure you can always offer the right strategy backed by the right product.
Wealth Advisors

We partner with wealth advisors to integrate insurance strategies into comprehensive financial plans. From estate planning and income protection to long-term care solutions, we help you safeguard your clients’ assets while enhancing their long-term financial security.
Strategic Partners

We collaborate with trusted professionals such as CPAs, attorneys, and consultants to complement your services and protect your clients’ interests. By working together, we can deliver well-rounded strategies that address both financial and personal protection needs.
Benefit Brokers

Ways to Work With Us

Self-Guided

Independently curate solutions for your clients with access to our portal.

Assisted Sale

Work collaboratively with us for strategic insurance solutions that add value.

Refer2Risk

Streamline and grow your business with our innovative Refer2Risk platform.

Discover our difference. Take the first step and schedule a meeting.

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The Process

We’re passionate about delivering exceptional results from start to finish. Our process is designed to make every step clear, collaborative, and tailored to your needs—ensuring you feel confident, informed, and supported from our first conversation through ongoing partnership.

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Step 1: Discover & Connect

We start with a conversation to understand your goals, challenges, and vision. This helps us identify the best solutions and ensure our approach aligns with your needs.

Step 2: Contract & Meet the Sales Team

Once we’ve aligned on the plan, we formalize the agreement and introduce you to our sales team. This meeting ensures a smooth handoff, clear expectations, and answers to any final questions before moving forward.

Step 3: Service Implementation

With everything in place, we put the plan into action—executing with precision, efficiency, and attention to detail while keeping you informed every step of the way.

Step 4: Ongoing Support & Optimization

Our relationship doesn’t end after delivery. We provide continuous support, track progress, and make adjustments to ensure your long-term success.

Trusted by Our Clients

Personal approach. Tailored results.
We strive to wow our clients.

We are committed to exceeding expectations and building lasting relationships. Trust starts with our objective, client-first consultations, where we listen, understand, and provide honest, unbiased guidance. From there, we work in true partnership, aligning with your goals and strategically applying our resources to deliver results that matter.

Working with Risk & Associates was a game-changer for our business. Their innovative platform and collaborative approach exceeded our expectations. The results spoke for themselves – we saw our referral business take off.

Jodi Finley

ADVANTAGE AGENTS - SALES DIRECTOR

Risk & Associates has been instrumental in streamlining our agency’s growth, particularly the referral side. We implemented Refer2Risk and it has put a nimble tool in our agents pockets to better serve their clients. We appreciate the partnership and will continue to collaborate on initiatives with them.

Maxwell Hunt

HUNT & ASSOCAITES - CEO

Choosing to partner with Risk & Associates was one of the best decisions we’ve made as a company. Their collaboration, professionalism, and ability to strategize with us in surpassed all our expectations. We are looking forward to our continued work together. Highly recommended.

Trip Atkins

HIGH ROAD MANAGEMENT - CEO